Buying a home in Denver Metro
A clear path from pre-approval to closing, with the costs and timing questions most buyers ask first.
How does buying a home in Denver Metro work, step by step?
Most buyers get a pre-approval, tour with a clear budget, write an offer with earnest money, complete inspection and appraisal, then clear title and close. Colorado Contract to Buy and Sell deadlines are measured from mutual execution (MEC). Title company date guides commonly schedule closing about 30 to 45 days from MEC, but your signed contract controls.
- Talk through budget, timing, and must-haves.
- Get a written pre-approval from a lender you trust.
- Tour homes and compare tradeoffs by area.
- Write and negotiate the offer.
- Inspection, appraisal, title, and final walkthrough.
- Close and get keys.
Source: First Integrity Title2026 Contract Date Guide(as of Nov 4, 2026) lists Closing Date as 30 to 45 days from MEC. The Colorado Division of Real Estate publishes the statewide Contract to Buy and Sell forms used in most residential deals.
What does it cost to buy a home in Denver, beyond the down payment?
Buyers usually pay lender fees, title and escrow charges, prepaid taxes and insurance, and recording costs. Colorado Division of Insurance notes title insurance premiums are one-time and filed by insurers, and that buyers and sellers negotiate who pays the owner's policy while buyers generally pay the lender's policy. Exact amounts depend on price, loan, and contract.
- Title basics and who pays what:Colorado Division of Insurance, Title Insurance(as of Nov 4, 2026).
- Statewide down payment / closing-cost help throughCHFA: grant up to the lesser of $25,000 or 3% of the first mortgage, or a deferred second mortgage up to the lesser of $25,000 or 4% (as of Nov 4, 2026; higher rates may apply; confirm with a participating lender).
- Front Range option:metroDPAoffers a 0% second mortgage for down payment, closing costs, or prepaids with income and credit limits (as of Nov 4, 2026).
Where should I start if I am new to Denver?
Start with how you will use the home, your commute, and your monthly payment comfort. Then compare a short list of areas. This site covers Aurora, Park Hill, Lowry, Montclair, and Green Valley Ranch. Central Park lives on sellingcentralpark.com.
Guides: Areas hub ·Relocating to Denver ·Central Park, Denver, CO
What buyers say on Google
5.0 average from 12 Google reviews (as of Oct 28, 2026).
"Lewi is an extremely knowledgeable, honest, and driven realtor. He made my first time home buying experience a lot less stressful by educating me on the process and making sure I was comfortable every step of the way. ..."
"Lewi went above and beyond to help my wife and I find our first home together and made the entire process stress free and was available every step of the way. If it was possible the rating would be above 5 stars. Very responsive very professional 10/10 recommend him no matter what your real estate needs are!"
"Lewi kept with me through over 8 months of searching for the perfect place and he was always looking out for me as a first time home buyer. He is a great agent and an even better person. Definitely someone you want to have on your side of the ring!"
"Lewi was a great agent to work with throughout the entire process. It took a lot longer than expected to make a purchase due to factors outside of our control but Lewi was always ready to look at properties and guide me through the homebuying process. I really believe that he had my interest at heart and wanted to make sure I got into the right home rather than just looking to make the first deal possible."
Buying soon? Tell me your timing.
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